Business Insurance

Commercial Aviation Insurance

Commercial Aviation Insurance is designed to protect aircraft owners and operators from the high-severity risks that come with flying—where liability settlements, hull repair costs, and regulatory requirements can escalate quickly.

Whether you operate a single turboprop, manage a corporate jet fleet, or run specialized missions, aviation coverage needs to match your aircraft, your mission profile, and where you fly.

We work with specialized aviation underwriters to build programs that can scale as you add aircraft, expand territories, and evolve your operations—so your business stays protected on the ground and in the air.

Engineered for Your Fleet

Your aircraft are more than just vehicles—they’re significant capital investments. A one-size-fits-all policy can leave critical gaps. We help you build a plan that matches the way you fly:

  • Corporate Jets & Turboprops: High-limit protection for executive and business travel.
  • Charter & On-Demand (Part 135): Liability and passenger coverage for revenue flights.
  • Flight Schools & Training: Coverage built for instruction environments and student pilot exposure.
  • Specialized Missions: Programs for agricultural aviation, medevac, and industrial support.
  • Fixed-Wing & Rotorcraft: Hull and liability for airplanes and helicopters.

Precision Coverage Options

Aviation risks are unique, and the details matter. We help you evaluate endorsements that close gaps and keep your program aligned with how your operation works.

  • Aircraft Hull Insurance:
    Physical damage coverage for the airframe and avionics, often written on an Agreed Value basis for predictable payouts.
  • Passenger & Third-Party Liability:
    High-limit bodily injury and property damage protection, commonly structured as a Combined Single Limit (CSL).
  • Hangar & Premises Liability:
    Protects exposures on the ground, including facility slip-and-falls and certain towing/storage-related incidents.
  • Medical Payments:
    No-fault benefits for passengers and crew, providing immediate support regardless of legal liability.
  • War, Hijacking & Terrorism:
    Specialized riders that may be required depending on geography, mission type, and contractual obligations.

The Strategic Value of Aviation Expertise

Aviation pricing is heavily influenced by safety culture and operational discipline. We help position your program for better underwriting outcomes by aligning coverage, training, and risk controls.

  • Recurrent Training Discounts:
    Premium credits may be available when pilots complete simulator-based recurrent training and documented proficiency programs.
  • Fleet Scalability:
    Bundling multiple aircraft under a coordinated program can improve consistency and underwriting efficiency.
  • Hull Deductible Management:
    We help find the right balance between out-of-pocket exposure and premium savings based on aircraft value and utilization.
  • Flight Data Monitoring & Safety Programs:
    Modern safety management practices and data-driven risk controls can strengthen your underwriting profile.

Protect what you’ve worked hard to build.

Don’t let an unforeseen incident or coverage gap end your journey. Contact our office today for a review of your aviation exposures and a custom quote built for the flight ahead.

Start my quote