Health & business insurance built around employers.
CECO Insurance is an independent agency focused on health & benefits, business insurance, and bonds for organizations—with coordinated personal coverage for owners and key employees.
For employers, owners & teams
Health & benefits first, with business and bonds in sync
We help you attract and retain talent with competitive benefit plans, protect your operations with the right commercial coverage, and handle bond requirements—while keeping personal policies aligned for decision-makers.
Why CECO Insurance for employers
Benefits-driven strategy with a business insurance backbone.
Built for employers, business owners, and the teams behind them.
Your benefits and commercial insurance are a strategic tool—not just a renewal date. We help you understand your options, model different structures, and implement a plan that supports recruiting, retention, and long-term resilience.
- ✓ Annual strategic reviews across benefits, business insurance, and bonds.
- ✓ Guidance on contribution strategies, plan design, and compliance considerations.
- ✓ Coordination of personal coverage for owners and key leaders where it matters.
Benefits that work in the real world
We help you design health & benefits plans your team will actually use—balancing premiums, deductibles, networks, and contributions to fit your workforce.
Integrated view of your risk
Instead of treating benefits, business insurance, bonds, and personal policies as separate silos, we look at how they interact so there are fewer gaps and overlaps.
Hands-on support for HR & finance
From open enrollment and renewal meetings to claims questions and carrier coordination, CECO supports the people on your side of the table year-round.
Coordination with payroll services
Because CECO Insurance is part of the CECO family, we can also coordinate with our sister company, CECO Payroll, for payroll services—so payroll, benefits, and workers comp stay aligned.
How we work with your organization
A simple, structured process for complex needs.
1. Understand your people & risk
We start with your goals, current plans, claims history, and risk profile—from employee demographics to property, fleet, and operations.
2. Design and compare strategies
We evaluate carriers and plan designs, model contribution scenarios, and align business coverage and bonds with your contracts and growth plans.
3. Implement & support year-round
We help roll out the plan, support HR and finance teams, and stay engaged through renewals, claims issues, and business changes.
Ready to review your health & business insurance strategy?
Share a few details about your organization and current coverage. CECO will prepare a focused review of your health & benefits, business insurance, and bond needs—with recommendations tailored to your Texas operations.